Amerisave Logo
Amerisave Logo
Resource Center

Loan Types & Basics Resources

Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

Best Loans For Home Improvements in 2026

Best Loans For Home Improvements in 2026

What is a home improvement loan? A home improvement loan is a way to borrow money to pay for repairs,...

Sep 4, 2026|2 min read
8 Essential Facts About Margin Rates for 2026: What Every Investor Needs to Know

8 Essential Facts About Margin Rates for 2026: What Every Investor Needs to Know

Let me be straight with you: I’m not a financial planner or investment professional. This entire article is purely informational,...

Aug 31, 2026|6 min read
7 Smart Ways to Use a 1031 Exchange in 2026: Your Complete Tax Deferral Guide

7 Smart Ways to Use a 1031 Exchange in 2026: Your Complete Tax Deferral Guide

After working in the mortgage business for a long time, I've learned that investing in real estate isn't just about...

Aug 31, 2026|10 min read
7 Essential Things Every Veteran Needs to Know About VA Loan Entitlement in 2026 (Before You Buy or Refinance)

7 Essential Things Every Veteran Needs to Know About VA Loan Entitlement in 2026 (Before You Buy or Refinance)

Look, I'm going to be straight with you about something that confuses almost every veteran I work with: VA loan...

Aug 31, 2026|7 min read
7 Critical Facts About Using Your VA Loan Multiple Times in 2026 (Plus the Math You Actually Need)

7 Critical Facts About Using Your VA Loan Multiple Times in 2026 (Plus the Math You Actually Need)

Look, Here's What You Need to Know Right Now I have been working in this field since I was 18...

Aug 31, 2026|9 min read
5/1 vs. 5/6 ARM Loans: Key Differences

5/1 vs. 5/6 ARM Loans: Key Differences

With home prices and interest rates remaining high, more home buyers are looking for ways to lower their monthly mortgage...

Aug 31, 2026|3 min read
2026 USDA Eligibility Map: Complete Guide to Rural Property Requirements

2026 USDA Eligibility Map: Complete Guide to Rural Property Requirements

Look, I'm gonna be real with you right up front. When most people hear "USDA loan," they picture farms and...

Sep 4, 2026|8 min read
10 Proven Ways to Cash a Check Without a Bank Account in 2026

10 Proven Ways to Cash a Check Without a Bank Account in 2026

Understanding the Unbanked Population in 2026 The financial landscape for unbanked Americans continues evolving. According to the Federal Deposit Insurance...

Aug 31, 2026|6 min read
Mortgage Forbearance vs. Deferment: 7 Critical Differences Every Homeowner Should Know in 2026

Mortgage Forbearance vs. Deferment: 7 Critical Differences Every Homeowner Should Know in 2026

Look, here's the deal. When you're staring at a mortgage payment you can't make, the panic sets in fast. I've...

Aug 26, 2026|5 min read