Loan Types & Basics Resources
Everything you need to know about the basics of financing, types of loans, and how they work. Learn about different loan types, common home loan questions, mortgage terminology, and how to manage your loan after closing.

Is Home Insurance Tax Deductible in 2026?
The Short Answer About Home Insurance and Your Taxes Here's what you need to know right now: If you live...

9 Critical Truths About Timeshares in 2026: What the $35.7 Billion Industry Won't Tell You
Five years from now, the conversation around vacation ownership will look completely different than it does today. The future of...

10 Critical Things Every Homeowner Should Know About Selling to an Investor in 2026
Here's What This Means for You When you're considering selling your home to an investor, you're making a decision that...

6 Mobile Home Foundation Types to Know in 2026: Costs, Requirements & Financing
I've been originating loans for manufactured homes since I was 18 years old, and the foundation question trips up more...

FHA Loans for First-Time Home Buyers: A 2026 Guide to Requirements, Costs, and Getting Approved
Why So Many First-Time Home Buyers Start With an FHA Loan Every buyer I sit down with shows up with...

VA Loans and PMI: 7 Things to Know About the No-Mortgage-Insurance Benefit in 2026
1. A VA Loan Skips the Monthly Mortgage Insurance Most Buyers Pay Here's the short version, and it's the whole...

APY vs. Interest Rate: The 2026 Saver's Guide to Maximizing Your Money
Someone recently asked me the question I hear constantly: "Why is my account showing a 5% interest rate but my...

Owner-Occupied Properties: 7 Things Every Real Estate Investor Needs to Know in 2026
Why Owner-Occupied Properties Matter More Than Ever in 2026 Here's what I tell every borrower who's thinking about real estate...

Is a 40-Year Mortgage Right for You in 2026? The Complete Guide
What Exactly Is a 40-Year Mortgage? A 40-year mortgage is exactly what it sounds like—a home loan you repay over...