Amerisave Logo
Amerisave Logo
Resource Center

Buy A Home Resources

The perfect place to learn about purchasing a home. Read articles about the home buying process, how to get started as a first-time home buyer, preparing to buy, and what to expect when you're a homeowner.

Buying a House With Tenants Already Living There: A 2026 Buyer's Guide to Occupied Rental Property

Buying a House With Tenants Already Living There: A 2026 Buyer's Guide to Occupied Rental Property

The Question That Decides Everything: Are You Moving In, or Moving On As a Landlord? I've worked with buyers who...

Sep 4, 2026|2 min read
Why Is It So Hard to Get a Mortgage? 2026 Reasons and How to Fix Them

Why Is It So Hard to Get a Mortgage? 2026 Reasons and How to Fix Them

The Real Reason Applications Get Denied Ask most first-time home buyers why mortgages feel hard to get, and the answer...

Sep 12, 2026|2 min read
How Much House Can You Afford Making $45,000 a Year? A 2026 Budget Breakdown

How Much House Can You Afford Making $45,000 a Year? A 2026 Budget Breakdown

Start With the Number That Runs Every Other Calculation Every situation is different, but if you're earning a $45,000 salary,...

Sep 12, 2026|4 min read
How to Find Out What Your Home Is Worth in 2026: Free Tools and Methods

How to Find Out What Your Home Is Worth in 2026: Free Tools and Methods

Why the Same House Can Have Three "Correct" Values No two borrowers want this number for the same reason, and...

Sep 4, 2026|4 min read
Getting a Mortgage in New York City in 2026: Costs, Programs, and What Makes NYC Different

Getting a Mortgage in New York City in 2026: Costs, Programs, and What Makes NYC Different

Why NYC Buyers Qualify Differently Than Almost Anywhere Else I've worked with buyers who assumed a $900,000 purchase automatically meant...

Sep 4, 2026|2 min read
Closing Costs in Massachusetts: What Buyers and Sellers Pay in 2026

Closing Costs in Massachusetts: What Buyers and Sellers Pay in 2026

What Massachusetts Buyers Pay at Closing The 2–5% range is the right starting frame. The Warren Group reported a Massachusetts...

Sep 12, 2026|4 min read
Average Closing Costs in Maine: A Buyer's Guide for 2026

Average Closing Costs in Maine: A Buyer's Guide for 2026

What Maine Buyers Actually Pay at Closing The 2–5% range that circulates in national guides is a meaningful anchor, but...

Aug 31, 2026|5 min read
Average Closing Costs in Illinois: A Buyer's Guide for 2026

Average Closing Costs in Illinois: A Buyer's Guide for 2026

What Illinois Buyers Actually Pay at Closing The 2–5% range that national guides attach to closing costs is a starting...

Sep 12, 2026|6 min read
Average Closing Costs in Hawaii in 2026: What Buyers and Sellers Actually Pay

Average Closing Costs in Hawaii in 2026: What Buyers and Sellers Actually Pay

What Closing Costs Look Like Across Hawaii The UHERO Hawaii Housing Factbook puts the statewide single-family median at $950,000 for...

Sep 12, 2026|5 min read