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Low down payment optionsFlexible credit requirementsReduced mortgage insurance
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A community lending program is a type of mortgage that helps people with low to moderate incomes buy a home by lowering the down payment, making credit requirements more flexible, and giving them money that traditional loans don't always give. Continue Reading...
Community lending loans provide qualified buyers with affordable mortgage options like fixed- or adjustable-rate loans. They also offer low-income loan options. Eligibility usually requires buying in a specific census-designated tract or area. You’ll also need to meet specific income and credit score requirements. These help buyers save while also building stronger communities.
