Jumbo Mortgage Loans

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Jumbo mortgages, also known as non-conforming mortgages, are home loans that exceed the Fannie Mae and Freddie Mac’s conforming limit of $453,100 (in most areas). The Federal Housing Finance Agency (FHFA) sets the maximum conforming loan limits for conventional mortgages that can be purchased by Fannie Mae and Freddie Mac. In 2018 the FHFA set the limit at $453,100, however, certain high-cost areas have higher limits. Loan amounts above the conforming limit do not qualify as conventional mortgages, therefore, they will have additional underwriting requirements that vary by lender. AmeriSave offers competitive jumbo mortgage rates for loans up to $1,500,000 depending on your area. Ask an AmeriSave mortgage banker about conforming limits in your area and see if a jumbo mortgage is right for you.

Features of AmeriSave’s Jumbo Mortgages

  • Competitively low jumbo mortgage rates.
  • 15 and 30 year fixed rate terms available.
  • 5, 7, and 10 year adjustable rate terms (ARMs) available.
  • Get the convenience of a single loan up to $1.5 million.
  • We’ll help you get into the home of your dreams.
Jumbo Rate Quote

Jumbo Loan Requirements (for primary residence purchases)

  • Credit score of 700 or greater.
  • 20% down payment.
  • Nine months of funds in reserve to cover principal, interest, taxes, and insurance (PITI).
  • Ask an AmeriSave mortgage banker about additional requirements.
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Questions About Jumbo Loans? Ask a Mortgage Expert.

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19+

Years Experience

49

States Licensed

$103+

Billion Funded

390,000+

Homes Financed

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