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Today's Mortgage Rates
November 21, 2008
Product Rate APR
30 Year Fixed 5.125 5.484
30 Year Fixed, Interest Only 5.375 5.744
15 Year Fixed 4.500 5.220
5 Year ARM 4.500 5.171
5 Year Interest Only ARM 4.500 5.162
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What are Closing Costs?

Closing costs consist of three main groups: third party costs, mortgage taxes & lender fees.

  • Third party costs are fees that you or the lender pays on your behalf for you to obtain a mortgage, including appraisal fee, credit report fee, title fee and attorney fee. When home refinancing review these costs carefully as some lenders may have lower costs.
  • Mortgage taxes will be exactly the same between all lenders, so they do not have to be reviewed.
  • Points and lender fees are essentially what the lender charges to originate your home loan when home refinancing and for a new home loan. Points and fees should be reviewed carefully.
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Posted: 11/21/08 11:54 AM
Helped very well and went the extra mile. when I had questions explained every step.
Posted: 11/21/08 10:40 AM
prompt response, either via email or phone......very informative and friendly.
Posted: 11/21/08 9:57 AM
Wonderful service, fast, easy and pleasant.
Posted: 11/21/08 9:28 AM
We are so happy that you have worked through our remodeling completion with us. It has been very difficult for us but we should complete the remodel very soon. We look forward to moving ahead with our refinancing. Thank You!
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